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Joseph Chanlatte’s father was the director of a university when political turmoil forced the family to migrate from Haiti for Brooklyn in the early 1980s. So even though both his parents were college-educated, when it came time for Chanlatte to apply, they weren’t much help with the American education system. On his own, he learned how to fund his schooling, which he began at a two-year junior college and finished at a four-year for-profit university.
He took out the maximum amount he could in federal loans — $64,000 — but, in order to make his final payment in 2007, his senior year, he took out one additional loan, a private one, for $10,000.
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