College borrowing up, even among wealthy

Career College Central Summary:

  • The proportion of students who borrowed money for college hit record numbers in 2012, and the amount they borrowed doubled from what students borrowed two decades prior, according to a new analysis by the Pew Research Center.
  • The growing debt was most notable among upper-middle income college students. Half of higher-income graduates borrowed money for college in 2012, double the proportion who borrowed money in 1992, according to Pew researchers.
  • “The debt is a pervasive problem. It’s no longer confined to one or two groups of students,” said Patrick M. Callan, president of the Higher Education Policy Institute, a group that aims to expand access to college. “I think what it tells us is that this is a problem that cuts across all groups of America, and it’s creating incredible difficulties.”
  • Low-income students also increased their borrowing for college. In 1992, 67 percent of low-income students borrowed for college, compared with 77 percent who accepted student loans in 2012, according to Pew.

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ASBURY PARK PRESS

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